Frequently Asked Car Loan Questions

Why finance with Credit Now?

Credit Now’s guaranteed approval process is fast, takes into account your budget, and offers features tailored to your needs. We have helped countless customers obtain car loans they thought they would not be qualified for.

How does financing with Credit Now work?

After you complete your secure online credit application, one of our Finance Managers will contact you to confirm all your information. Once reviewed and confirmed we will then process your application for approval. Once we have an approval, we will schedule a time for you to meet, virtually if you prefer and review the vehicle options available to you.

Can I apply for credit online?

Yes, infact we can do the entire process remotely if you prefer. Starting with the online credit application we can then consult with you prior to get you approved. We can then show you walk-around videos of the over 1,500 vehicles we have. We can then finalize the transaction via email and deliver your vehicle to anywhere in BC for free. All without ever leaving your home.

What does your credit score mean?

When it comes to financing an automobile, your credit score is a guide, but it does not tell the whole story. Many other factors impact the process.

I have had past credit problems. What can Credit Now do for me?

Every problem is different and demands a different solution. Contact us today to discuss the situation, status, and severity, and we will do everything we can to get you approved and into a nicer, newer, more reliable car!

What finance rate can I get?

Finance rates depend on a number of different factors, not limited to credit, vehicle type, amount financed, special offers, and finance company terms. Call us today to find out what finance rate we can get you approved for.

What factors impact monthly payment?

A number of factors affect monthly payment, including rate, term, amortization, and down payment.

Credit Now is located in Port Coquitlam, British Columbia and also serves Burnaby, Maple Ridge, New Westminster, Surrey, Vancouver, Coquitlam, Langley, Abbotsford, Chilliwack and all of British Columbia.